Average Reviews:
(More customer reviews)The perfect book for what is on the agenda in the U.S. today. Selvoy M. Fillerup covers not only the health care system we have in the U.S. but compares it to the health care systems in several other industrialized countries. For example, Canada, Great Britain, Switzerland, Germany, etc. A collection of policies that work - and ones that don't work - are proposed and explained not only in the context of effective health care but in the context of why they make good economic sense. An effective health care system is not only accessable it must also be solvent which is to say sustainable. Ironically, with universal health care individual health care costs in the U.S. go down.
What might an effective national health care policy look like?
1) Everyone has a choice between private or public health care coverage. Offering both private and public options leverages the strength of both systems. Private systems are good at innovating, reducing costs and expanding infrastructure. Public systems implement the social contract that everyone in a civilized society has access to basic health care services.
2) Everyone is enrolled in either the public or private system. This can be default or mandatory enrollment default being preferred as there are no penalties - legal actions - involved if someone fails to enroll thus the system is simpler.
3) Community rating for coverage pricing. Individual risks are not evaluated thus, again, simplifying the system and reducing one of the biggest coverage administration costs - risk analysis. The need for risk analysis of individuals is greatly reduced when coverage is guaranteed.
4) Guaranteed issue. Coverage under the uniform benefits package cannot be denied for prior history or any other reason. When you walk into a public or private health insurance office and ask for the basic coverage package you cannot be denied.
5) A uniform benefits package that includes catastrophic care. Public and private care compete on the uniform benefits package based on price, reputation, convenience and other factors but not on what the uniform benefits package actually covers.
It has been said that the U.S. has the best health care in the world... and the worst way of paying for it. Policy needs to set the guidelines or "playing field" in which the health care free market operates. With an effective policy - as outlined above - the free market can be an effective mechanism for health care delivery.
Click Here to see more reviews about: Chronic Crisis: Critical Care for America's Collapsing Healthcare System
The United States healthcare system leaks lives and dollars like a sieve. It neglects the needy and the poor. It is immoral. It is expensive. It is inefficient. It is, quite simply, broken. Dr. Selvoy Fillerup is an expert on international healthcare policy. As such, he has a uniquely informed perspective on why healthcare systems of other countries work, and why the US healthcare system does not. Chronic Crisis is straightforward, accessible, and direct to the point about one of the hottest political topics of our time. Explicitly nonpartisan, Dr. Fillerup offers a fresh look and reasonable solutions for this growing domestic crisis. Concerned Americans cannot afford to neglect this book!
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